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Annual Multi-trip travel insurance

Great value travel insurance for the whole year from just £32.20*. Choose optional extras to tailor your insurance just for you.

Coronavirus (COVID-19): Click here to find out more about our cover.  Travel Advice: You can also view the latest travel advice here.

If you’re getting away more than once this year, a Leisure Guard Annual Multi-trip policy could save you money. Taking out our annual travel insurance means you can travel whenever you like, without the hassle of having to organise your travel insurance every time. With policies from just £32.20 that’s cover for less than 9p a day!

We offer three levels of insurance cover, Premier Plus, Premier and Standard. Each level includes great features, and allows you to select the level of cover that’s most relevant for you and your family’s travel needs. Take a look at our cover levels below:

Premier Plus Cover

Premier Plus Cover from Leisure Guard Insurance Services
  • £15,000,000 Medical Expenses
  • £7,500 Cancellation
  • £3,000 Baggage

Premier Cover

Premier Cover from Leisure Guard Insurance Services
  • £10,000,000 Medical Expenses
  • £5,000 Cancellation
  • £2,000 Baggage

Standard Cover

Premier Plus Cover from Leisure Guard Insurance Services
  • £5,000,000 Medical Expenses
  • £1,500 Cancellation
  • £1,000 Baggage

Benefits of Leisure Guard Travel Insurance

What our customers think...

Travel insurance cover for COVID-19

With an Annual Multi-trip policy from Leisure Guard, you can have peace of mind that you’re covered for COVID-19 both before you go and while you’re away. So if you travel plans change or you need help abroad, we can cover the cost.

Take a look at what’s included:

Terms and conditions apply. You can view our full policy wording online here, or take a look at our dedicated coronavirus information page here for more information about what’s covered.

Finding the right annual travel insurance for you

When it comes to travel, we understand that one size doesn’t fit all. So if you’re planning something a bit different, you’ll need your annual travel insurance to be flexible. One of the great things about Leisure Guard travel insurance is that you have plenty of options to choose from!

If you’re getting away on a longer holiday, you can choose your maximum trip duration to fit your plans – we have options that will cover you for up to 31, 45, 62 or 92 days per trip. Setting sail on a cruise holiday? We’ve got you covered with our cruise option that makes sure you’re covered if you miss the boat. Or if you’re hitting the slopes, add extra winter sports cover to give you medical protection while skiing or snowboarding, as well as covering your ski kit.

Our annual travel policies are available up to the age of 75 and there’s also no limit to the number of holidays you can take throughout the year. So why not make the most of it!

What's does an Annual Multi-Trip policy cover?

Medical Emergency Cover - Leisure Guard Travel Insurance

Emergency Medical Expenses

Medical bills abroad can run into the thousands. From emergency pain relief at the dentists to in-patient care, we’ve got your medical costs covered if you suffer an accident or become ill abroad. If medically necessary, we’ll also organise and pay for your return to the UK by air ambulance.
Personal Possessions Cover - Leisure Guard Travel Insurance

Personal Possessions

If your bags go missing or your hotel room is broken into, don’t be left out of pocket. Leisure Guard travel insurance will cover the cost your lost, stolen or damaged belongings. We’ll also help you out with emergency purchases if your luggage is delayed in transit with the airline.
Cancellation and Curtailment Cover - Leisure Guard Travel Insurance

Cancellation & Curtailment

Cancelling or cutting your trip short can be expensive if you have paid up-front for hotels and flights. Our travel insurance reimburses you for the costs you can’t get back. This covers your travel and accommodation expenses as well as any pre-paid holiday service, including car hire, airport parking and excursions.

Missed Departure Cover - Leisure Guard Travel Insurance

Missed Departure / Connection

If you miss your flight or outward crossing because your car has broken down, or if there’s industrial action or adverse weather conditions that prevent you getting to the airport, we will cover the cost for you to get to your destination.

End Supplier Failure

Included with our Premier Plus policies, this covers pre-paid costs if your travel provider goes bust, including the insolvency of scheduled airlines, hotels, tour operators, ferries, trains, villas, holiday cottages in the UK, safaris and attractions like theme parks.

Leisure Guard Travel Insurance

Passports, Money and more...

We’ve thought of just about everything, including cover for lost passports, cash and missed departure as standard. You can also add options to cover you for winter sports cover and cruise holidays. Or pay a bit more to waive your policy excess.

Annual travel insurance cover for medical conditions

Finding cover for your pre-existing medical conditions shouldn’t get in the way of finding a good deal on your travel insurance. When you get a quote for travel insurance with Leisure Guard, you’ll be asked some quick and simple questions about your health and be able to go through our simple medical screening system to see if we can include cover for your medical conditions in just a few clicks.

Getting covered for any medical conditions you have makes sense. If you fall ill abroad or have an accident, travel insurance won’t automatically cover you if your illness or injury relates to a pre-existing condition. By declaring your conditions and adding cover for them when you buy an Annual Multi-trip policy, you’ll have peace of mind that your medical costs will be covered whenever you travel. 

Travel Insurance Extras

Excess Waiver

When you make a claim on any insurance policy, you will typically pay an excess. There’s nothing to pay upfront, this simply comes out of your claim payout. Leisure Guard’s optional Excess Waiver removes this excess so there’s nothing to pay on your travel insurance claim. Full details can be found in our policy wording.

Winter Sports Cover

Our Winter Sports option extends your medical cover to insure you whilst skiing or snowboarding both on and off-piste. It also provides cover for your winter sports equipment and passes if they are lost or stolen whilst you’re on holiday. Click here to find out more about our Winter Sports cover.

Sports and Activities Cover

Leisure Guard travel insurance covers over 40 sports and activities FREE – including scuba diving up to 18 metres, paddle boarding* and kayaking*. You can also add an optional extra to cover more adventurous activities, like parascending*, canyoning and hiking up to 4,000m altitude. Check our policy wording for full details here.

*No cover for Personal Liability or white water kayaking.

Cruise Cover

Adding our bolt-on Cruise Pack means you’re covered for missing the boat at stops in your itinerary, and also covers costs if you’re ill and miss excursions or if you’re confined to cabin. Take a look at how our specialised cover can throw you a lifeline when you’re cruising.


"What if my tour operator goes bust?"

End Supplier Failure Insurance is now included at no extra cost with Leisure Guard Premier and Premier Plus policies, covering you if your airline, tour operator or accommodation provider declares insolvency.

Make sure your trip is protected

When you take out a Leisure Guard annual travel insurance, you’ll be covered for end supplier failure. But it still pays to know what you’re entitled to of your travel company goes out of business.

When you book your holiday, be sure to check that your holiday provider are ATOL and ABTA protected. The ATOL license covers flight-based holidays and the ABTA license covers rail, cruise and self-drive holidays, both licenses ensure you will be looked after in case the company goes into administration. Check that your holiday provider supplies you with an ATOL and ABTA certificates when you make your holiday booking.

When to start your annual travel insurance

When you take out a single trip policy, your cancellation cover starts right away. So if you’ve already paid for part of your trip, your costs are covered if you fall ill or can’t go for another insured reason. For example if you’re made redundant or if you’re in the emergency services and your leave is cancelled (terms and conditions apply).

Annual travel insurance works a little differently. Your cancellation cover starts from the start date of your policy. So if you have paid for your hotel or flights, or any other part of your trip, choose today’s date if you’d like to start your cancellation cover right away. You’ll still benefit from a 14 day cooling off period, during which you can obtain a refund for your policy if you change your mind, provided you haven’t travelled or made a claim.

If you have a holiday booked, don’t delay – click below to get a quote online today in just a few clicks.

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