Terms and conditions apply
When you’re ready to start travelling again, you may be looking for a travel insurance policy that gives you a little extra reassurance. With a Leisure Guard travel insurance policy, you’ll have high levels of cover as well as coronavirus cover as standard. What’s more, you can tailor your policy to fit both your travel plans and your pocket.
Choose from three levels of cover and select either Single Trip insurance for one off trips, or Annual Multi-Trip insurance for year round cover. If you’re travelling more than once in the next 12 months, annual travel insurance lets you travel as many times as you like both in the UK and abroad, and could save you money.
No matter which you choose, all our policies give you comprehensive holiday insurance as a starter – including high levels of cover for medical costs, cancellation and baggage. Add useful bolt-ons including Cruise upgrade, insurance for Winter Sports, Excess Waiver, Sports and Activities and more. Only pay for what you need.
*Prices based on an individual aged 18-35 travelling to Europe.
End Supplier Failure Insurance is now included at no extra cost with Leisure Guard Premier and Premier Plus policies, covering you if your airline, tour operator or accommodation provider declares insolvency.
Travel insurance helps you navigate all the things that could go wrong on holiday. So you don’t have to worry about the ‘what if’s’ and you can relax and enjoy your trip.
Travel insurance will be your safety net if you have a medical problem abroad, or lose your baggage. It covers the costs you can’t get back if you have to cancel your trip, and takes care of the little things that can cause a big panic when you’re away – like lost passports or your luggage not turning up at the airport.
There’s always a helpful voice at the end of the phone to assist, with emergency medical assistance available 24/7. And at Leisure Guard, we’ve got COVID-19 covered – see what’s included below…
The way we travel could look very different for a while. Which is why we’ve made sure Leisure Guard policies offer you useful cover for the different ways in which COVID-19 could affect your trip.
All Leisure Guard policies include:
This covers your medical costs, including repatriation cover to get you home. You’ll also be able to contact our emergency medical assistance team 24/7 for help if you’re ill or have an accident abroad. They’ll be able to liaise with medical professionals on your behalf and arrange to get you back home if needed.
Cover for your bags and belongings. This takes care of the things you couldn’t do without while you are away. It will cover your baggage against loss, theft or damage, and will provide reimbursement for those emergency purchases if your bags are delayed at the airport.
If you can’t go or need to come home early (for example, due to an illness) this covers the costs you can’t get back. This now includes cover for cancellation if you have been told to self-isolate by NHS Test and Trace within the 14 days before you’re due to travel. Terms and conditions apply, you can find out more about our COVID-19 insurance here.
If your car breaks down on the way to the airport, or if public transport is delayed, this covers the cost to continue your journey, including any necessary travel and accommodation expenses.
Cover if your travel supplier declares insolvency. This includes scheduled airlines, tour operators, hotels, car ferries, trains, villas abroad, cottages in the UK, safaris and attractions.
With a Leisure Guard policy, you’re covered for a wide range of useful benefits, including cover for lost passports, mugging and travel delay as standard. You can also add on winter sports cover and cruise holiday insurance. You can also add on winter sports cover and cruise holiday insurance. View the policy wording for full details here.
Let’s take a look at medical cover. A trip to A&E while you’re on holiday might put a dampener on your trip, but could also leave you out of pocket. Sky-high medical bills that run into 5 or 6 figures can be common in long-haul destinations like USA or the Far East, but what about closer to home?
If you’re travelling in Europe, you can still use your European Health Insurance Card (EHIC) or take out the new UK Global Health Insurance Card (GHIC) to reduce to the cost of treatment in EU countries under a reciprocal health agreement with the UK. But crucially, these only entitle you to the same treatment as residents of the country you are in – meaning they won’t necessarily cover all of your bills and won’t include the cost of air ambulance to get you back to the UK.
That’s where travel insurance steps in. You can access our multi-lingual emergency medical assistance team round the clock. They can liaise with medical practitioners on your behalf, arrange payments if you’re admitted to hospital and make arrangements for repatriation back home if needed. Or if you’re a walk-in patient, keep all your notes and receipts, enjoy your trip and claim once you’re back in the UK.
If you have a medical condition, be that a recent injury or long term health condition, it makes sense to find a travel insurance policy that will provide cover for it while you are on holiday. If you don’t let your insurer know about your conditions before you travel, it means any claim relating directly or indirectly to the condition would not be covered should you need medical treatment while you’re away.
We’re pleased to say that Leisure Guard policies offer cover for many pre-existing medical conditions subject to simple online screening.
When you get a quote online, just follow the questions on screen to go through to our secure medical screening page. You’ll be able to look up your medical condition or conditions, and answer some straightforward questions about your health and any treatment you’ve received. You’ll be given a decision right away. Some medical conditions can be covered on your travel insurance policy free of charge, and you may need to pay an additional premium to insure others.