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Vehicle Hire Excess Insurance

Car hire companies charge large excesses if something happens to your hire car. Let us help you save money with our hire excess insurance from just £38.78 for annual cover in Europe and single trip cover from £9.79.



(5 days European Cover*)

Car Hire Excess Insurance and Vehicle Hire Excess Insurance from Leisure Guard

If you are hiring a car abroad or in the UK and it gets damaged or stolen you are usually liable to pay the high excesses charged by the car rental company. With a hire excess insurance policy from Leisure Guard you are covered for the excesses you are required to pay.

Leisure Guard vehicle hire excess insurance includes:

  • Towing
  • Lock out
  • Vehicle key replacement
  • Misfuelling
  • Drop off charges

See the policy wording for the full terms and conditions.

More about CDW and Vehicle Hire Excess Insurance

Vehicle Hire Excess Insurance is also referred to in the industry as CDW, or Collision Damage Waiver, or sometimes Loss Damage Waiver, or LDW.

This insurance when purchased through the rental company you hire your vehicle from usually comes with a hefty price tag. In the instance of your vehicle being stolen or damaged in an accident, the person who rented the vehicle will be required to pay the first part of the loss, known as the “excess”.

Leisure Guard’s Vehicle Hire Excess Insurance is designed to protect you against this charge known as an “excess waiver”, most hire companies will offer you this type of product at the rental desk, however at a premium price, sometimes up to £25 a day.

For those looking to get the best value on their holiday or business travel, another option is to buy a standalone Vehicle Hire Excess Insurance policy from us at a fraction of the price you would pay elsewhere. With great cover levels and the option to cover a single trip or multiple trips throughout the year you could find you save yourself considerable amounts by choosing us. 

Frequently Asked Questions

Vehicle Hire Excess Insurance is insurance designed to cover a person who rents a car against having to pay an “excess” in the event of the hire car being stolen or damaged.
In the case of your hire vehicle being stolen or damaged in an accident, the person who has rented the vehicle will be required to pay the first part of the loss, known as the “excess” usually between £700 and £2500.
You very often can. Vehicle Hire Excess insurance is usually offered as an option that vehicle hire companies will add on to your bill at a premium rate. An alternative is to purchase your Vehicle Hire Excess Insurance separately from Us, you could save ££££s on your bill, you will also benefit from our excellent levels of cover that includes parts of the vehicle typically excluded from a standard car rental company Vehicle Hire Excess Insurance policy.
CDW stands for Collision Damage Waiver. When you rent a Car, Van, Mini-Bus or Motor Home your vehicle rental agreement will usually include insurance such as Collision Damage Waiver, also referred to as CDW or sometimes Loss Damage Waiver, LDW or 3rd Party Liability Insurance.
The minimum age for both products is 21. The maximum age for the Car Hire Excess Insurance product is 84.

Give our UK-based call centre a ring on 0333 300 2160 (Monday to Friday 8am -7pm, Saturdays 9am to 5pm) or email us at [email protected] and one of our friendly staff will be happy to help you.

Benefits of Leisure Guard Vehicle Hire Excess Insurance

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